Instant Online Finance at Wembley Music Centre
- Easily Apply Online
- Low Interest Options Available On Selected Products
- Application Processed Instantly
- No Forms To Sign
- Same Day Shipping If Payment Is Authorised Before 3pm
- Reypayments Start 1 Month After You Receive Your Goods
Finance services at Wembley Music Centre provided by V12 Retail Finance
Wembley Music Centre offers a range of online finance packages to help you with your purchase, applicable to most orders above £550*. Options are available for repayments over 12months, 24 months and 36 months. Simply find the package which best suits you by choosing from this range of shorter or longer terms. Please note that these finance options are only available through the website and are not available in store. Different finance options are available in store, including TakeItAway. Please call 0208 795 4001 and talk to our sales staff if you wish to take up finance when purchasing direct from our store.
*Please Note: Unfortunately we cannot offer finance on every item, some items may be over £550 but still not allow finance. There may be several reasons for this, we advise you call the store on 0208 795 4001 if you are unable to choose finance at checkout and are unsure why that may be.
The on-line finance application process is instant - there are no forms for you to sign, and you will be informed immediately whether or not you have been successfully approved for credit. Your order will be ready for despatch in the same time it would take to pay by credit card.
What rates are Wembley Music offering?
The rates made available on line may change from time to time, and better terms may occasionally be applied to promotional products. The following are the standard rates normally available on any order with a minimum value over £550:
- 12 months at 9.9% APR interest
- 24 months at 19.5% APR interest
- 36 months at 19.5% APR interest
These rates are exclusive to the Wembley Music Centre web site when V12 Retail Finance is selected at the Checkout.
Please Note: Some sale/clearance items will not qualify for Interest Free Finance.
Will I be eligible for finance?
Once you have filled in your online finance application, the details will be assessed and you will receive an instant approval or refusal of credit. Occasionally, orders will be held for manual assessment but you can expect to be notified by email of the credit decision within a few working hours.
All loans are subject to status. You must be at least 18 years old and a permanent resident in the UK. Customers from outside the UK cannot apply for finance from Wembley Music Centre
The minimum order value eligible for finance is £550. Orders paid for by finance will not be split into multiple deliveries.
How will I know what the best finance deal is on this product?
On every product page where the product is over £100, a dropdown selection of finance offers will be presented for illustration purposes. Select a finance option to see the monthly repayment amount you would need to make. Please note that these options only give an indication of the finance deals available. Actual available finance options depend on the contents of your basket. The option to select your final favoured financial package is presented at the Checkout stage of our website.
If you have multiple items in your basket, the whole basket will be subject to the best finance options from across all of the items in the basket.
How do I use the Checkout to apply for instant finance?
Once you have added all of the products you want to your basket, click the Proceed To Checkout button to go to the Checkout pages. On the Checkout page either log in or enter your address details and select V12 Retail Finance as your payment method to view the available finance options. Select the finance option that you prefer from the V12 Retail Finance calculator. A minimum deposit of 10% of the order value is required and this is applied by default. However, you may adjust the amount you would like to pay as a deposit up to a maximum 50% of the order value and not greater than £12000. The outstanding balance and the monthly repayments under the finance option you have chosen will be re-calculated automatically for you. Once you have finished, click 'Place Order' and you'll be taken to the V12 web site to complete the application.
Assuming your application is accepted you will be asked to pay the deposit you specified. Once paid, your order with Wembley Music Centre will be confirmed immediately. There are no more forms to sign, and if your order reaches us before 1pm, we'll send your order out the same working day subject to the availability of stock.
Payment of the deposit is taken by credit or debit card. You will be required to verify the password you set for using your credit or debit card online at your bank's website. If your card is not registered in either the Verified by Visa or Mastercard Secure password schemes, Payment of the deposit is taken by credit or debit card. You will be required to verify the password you set for using your credit or debit card online at your bank's website. If your card is not registered in either the Verified by Visa or Mastercard Secure password schemes, you will not be able to place your deposit online. Cards can be registered in the schemes online with Mastercard or Visa.
Purchases made online, using instant finance, will be sent using our regular courier service and can only be delivered to the billing address of the card used to pay the deposit. It is not be possible to deliver to an alternative address or to collect orders directly from store when checking out with online finance.
How do I make my repayments?
Monthly repayments are taken by direct debit. Your finance agreement starts from when you receive your goods and you don't start repaying your loan until a month after you receive your order.
Cooling Off Period
In line with distance-selling regulations, you have 14 days from the receipt of your order to change your mind about the purchase. If you wish to keep the goods but cancel the finance, you must contact Wembley Music Centre and pay for the goods in full using an alternative method, such as your credit card. Once the new payment has been verified, Wembley Music Centre will cancel your credit agreement and V12 Retail Finance will return your original deposit.
If you don't wish to keep the goods, then you must return the goods to Wembley Music Centre in the same condition that you received it (please see our Returns Policy in our Terms and Conditions, regarding the condition of returned goods). Once we have received the goods Wembley Music Centre will cancel the agreement and V12 Retail Finance will return your deposit.
Full details regarding our online finance offers are available on http://www.v12retailfinance.com
Consumer credit service provided by V12 Retail Finance in association with Moneyway. V12 Retail Finance is licensed by The Office of Fair Trading (Consumer Credit Licence: 0616240.
Moneyway is a Trading name of Secure Trust Bank PLC. Secure Trust Bank is authorised and regulated by the Financial Services Authority, licensed by the Office of Fair Trading and a member of the Finance and Leasing Association. For more information please visit http://www.securetrustbank.com/